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Brazil prepares to move towards a digital currency

[] Look at the world · Digital currency, log in to Brazil, all banks, will receive a prompt for registering a PIX electronic payment method. According to the instructions of the Brazilian Central Bank, the PIX electronic payment method is the first step in Brazil to digital currency age. In the next 2 years, Brazil is planned to launch a digital currency called CBDC ("Central Bank Digital Currency". Provide the people with a convenient and secure electronic payment method.

  As the first economy in South America, the Brazilian financial industry is very active, but the economic activity is not commensurate, Brazilian financial payment means relatively outward.

It does not mean that the bank counter service is low, even online service, with the author’s experience experience, there is a lot of shortcomings, one is the fee is high; the second is for transaction safety considerations, there are many restrictions. For example, enterprise accounts can only be used at certain time periods of the working day; the personal account is slightly better, but cross-bank remittances will not do all the weather. In these two years, Brazil has an electronic bank represented by Nubank.

Nubank does not have physical service outlets, accounting, payment, and technical support, Nubank is available online, no management fee, cross-banks do not charge, very quickly attracted a young generation of dissatisfaction with traditional banks. Since its founding in 2013, Nubank has 26 million users.

A statist showed that Nubank70% users an average age of 36 years old.

Nubank was born, subverted the Brazilian financial industry, and won the favor of many international investors. In 2018, Tencent bought Nubank5% equity in stocks.

However, it is subject to the overall environment of the Brazilian financial industry, and Nubank will not do all-weather transfer or real-time arrival. According to the Brazilian central bank, PIX came into being, the starting point is to meet the public’s demand for cheap, fast, transparent and safety payment tools.

According to the central bank progress table, the bank customer online registration payment account is on November, and PIX will be fully launched in mid-November. This PIX account relies on the personal bank account, you can use the taxpayer number, mobile phone number or email address as a username. After the application is submitted online, I received a prompt within two working days, and the author’s PIX account is ready. Now, all the best only owed Dongfeng, just wait for the Bank of China in the middle of November, PIX is fully launched.

  In recent years, the central banks of all countries are studying digital currencies, Brazil is no exception. The Brazilian people’s pursuit of virtual currency is beyond imagination.

As early as the beginning of 2008 Bit Coin, there is a Brazilians to discuss network security, encryption, and digital virtual currency. Over time, more and more Brazilians join the encrypted currency market. The global digital report released last year shows that due to the development of Brazilian digital currency transactions and the development of block chain technology, the ratio of Brazilian Bitcoin and other digital currency 上海普陀区桑拿水磨 has reached the top five levels in the world. Among the Brazilians aged 16 to 64,% have a digital currency, higher than the US, Japan, also higher than the world’s average. The public information shows that Brazil’s Biococci transaction volume is $ 200 million in 2016, and it has soared to $ 2.4 billion in 2017.

At the end of 2017, the number of investment in Brazil’s investment in Brazil was twice that more than the number of trading stocks. In addition, Brazilian domestic digital currency exchange also presents an unprecedented prosperity. PIX startup is the first step in the Brazilian central bank digital program. Brazilian Central Bank President Roberto Campos revealed when he was interviewed in early September. In August this year, the Brazilian Central Bank has set up a working group, the goal is to launch the 上海闵行区会所spa Brazilian digital currency CBDC in 2022.

By then, Brazil will have a complete set of instant payment systems and trustworthy, convertible international currency systems.

  However, Brazilian digital currency development road is far away.

Just when Campos said this, the Brazilian Bank introduced a 200 Real denomination banknotes. The printing cost of the new banknotes is higher than the circulation banknotes of other denominations. It is reported that Brazil’s first batch of 100 million new coins, the printing cost reached billion (current $ 1 about $ 1 Toyor). All the texts, pictures, audio and video manuscripts, and electronic magazines such as "Economic Reference News" or "Economic Reference Network" are copyrighted by the Economic Reference News. Any form publishing and 上海419龙凤桑拿网 playing.